About CredAlign
Who we are
CredAlign is a governance-led corporate receivables resolution company specialising exclusively in contract-backed, business-to-business claims.
We support organisations where recovery actions must remain legally aligned, professionally executed, and reputation-safe. Our engagements are structured to withstand legal, regulatory, and stakeholder scrutiny.
Key Characteristics
Exclusive focus on corporate and commercial receivables
B2B only — no consumer or retail exposure
Documentation-led, audit-ready operating model
Central governance with controlled execution
What we do
CredAlign supports the resolution of legally valid corporate receivables through structured professional engagement, commercial negotiation, and governance-led recovery processes.
Our work is limited strictly to corporate and commercial matters. CredAlign does not undertake consumer, retail, or individual recovery and does not engage in coercive, misleading, or unlawful practices.
Scope of Services
- Trade receivables arising from goods and services
- Contractual payment defaults
- Inter-corporate and supply-chain obligations
- Dispute-sensitive corporate exposures
Explicit Exclusions
- Consumer or retail collections
- Personal loans or retail lending recovery
- Pressure-based or reputationally damaging tactics
Our Standards
Governance, Ethics & Legal Alignment
Governance & Ethical Standards
All CredAlign engagements operate under defined governance protocols, clear role accountability, and documented audit trails. Ethical recovery is a non-negotiable operating principle.
Zero tolerance for coercion or harassment
Proportionate and lawful engagement only
Secure handling of sensitive commercial information
Clear oversight and escalation controls
Legal & Regulatory Alignment
CredAlign designs recovery strategies strictly within applicable legal and regulatory frameworks. We do not provide legal advice or initiate legal proceedings.
Scope of Legal Involvement
- Legal action is undertaken exclusively by licensed advocates or law firms
- CredAlign supports pre-legal readiness, documentation, and coordination only
Data Security
Confidentiality &
Data Protection
CredAlign is committed to safeguarding confidentiality, privacy, and information security across all engagements.
Information shared with CredAlign is handled strictly for engagement evaluation, professional communication, and execution in accordance with applicable legal and regulatory obligations. Data is not sold, licensed, or misused.
Controls include restricted access, secure documentation handling, and disciplined information governance practices.
Policies & Disclosures
The following policies govern CredAlign's operations and engagements: